Happy Spring

Happy Spring. Cutie is adjusting to being picked up by friends. She's happy that it's spring and doesn't get the "Hungry Catapillar" google logo. Google does branding very well.

The economy is crap. Our portfolio was cut in half. I sold stock at the bottom. Property taxes in NY are going up. In fact in 20 years, the NY tri-state area will be the next housing crisis. As much as I love our house, we must plan our move before people figure it out on their own. Government, Education (also government), and Healthcare are the only industries surviving. I took the census exam as a back-up.

Luckily, I found a job doing advertising for a healthcare company. Medco. They are the 50th largest company in the US and nobody knows who they are. The CEO get annoyed when he's on the golf course and nobody has heard of Medco. So he's spending money to make that change. It will take a few years or you can do it the fast way by accounting irregularities or complex financial transactions. But how do you to that with a healthcare company - Do a derivative based on the number of pills people take? The amazing thing is that they are doing important stuff that helps them and pill takers.

I would like to sell the FI house. But it's not going to happen for a while. This year we have to refinance. The good news is that it's renting. The bad news is that we are still having to fix it up.

I really want to load new Cutie photos. However, they are all of winter. Maybe next week.

Doomed

Government, Education (government), and Healthcare.

Those are the only sectors doing well. 80% of Government and Education dollars go to salaries which are determined by unions. Those salaries are funded by tax dollars. If you work in the private sector and make $80,000(household income in Valley Cottage) - you take home about $50,000/year. The average 1800 square foot house is paying $11,000/year in property taxes). Sales tax is